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Aug 15, 2019 · I've been thinking about a Wayfair account so when I saw the pre-approval I was interested. Followed the link and the application does indicate it 'will not impact score'. But what they don't tell you is that if you're not approved they send you to their partnering company, Fortiva Credit (never heard of them) for a potential Line of Credit and ...

Nov 20, 2019 · When I was checking out at Wayfair a few nights ago, I decided to just give the SP a shot and see if I would be approved for anything. I was, Genesis Credit for 2500.00. I ended up not completeing my purchase because I got gun shy on the couch I chose, and took a cooling off period. I went back to c...

Feb 26, 2019 · Wayfair is a Comenity card, how do your scores look? Comenity seems to approve most often in the mid-600s and up. Sometimes lower, sometimes higher (actual credit cards as opposed to store cards require higher scores). The Wayfair card is a store credit card so it should be easier to get. If you want to check for preapproval, look up the SCT here.

Aug 29, 2023 · This was interesting. Did the online CLI request and they made me call in. Connected at midnight to a USA Rep who manually reviewed my request and asked why I needed it. Told them I was buying a new house and planned on furnishing it. Then they asked how I planned to do payments and I told him all m...

Jul 17, 2018 · Re: Wayfair shopping cart trick, not sure what to do! Mine was a SP about 4 months ago and a starting CL of $2k- now I'm at $6.2k. Their card grows quickly if you keep pushing the LUV button every month after a statement cuts.

Nov 7, 2020 · I tried doing a preapproval for wayfair bc I'm moving and I need furniture. I ended up getting a hard pull on my credit report and a message saying "We'll review your application and notify you with a decision within 7-10 business days. While you're browsing our site you can also check your application status."

Apr 27, 2023 · Back in with citi finally, wayfair mastercard approved, 3500 sl. Low limit ,but I'm grateful they let me back in. I burned them 2014 for around 7000. I did not file bankruptcy. They pulled equifax only. Score 811 at time of app. Lost 4 points to 807

Apr 1, 2022 · DH clicked CLI online and went from $4000 to $5000 but it ended up being a HP :( - 6513614

Aug 8, 2018 · Couldn't get the Boscovs SCT to work for me for the past few months (tried incognito, cleared cache/cookies, used MS Edge, Chrome, Opera, Firefox, Safari no luck), so I tried Wayfair. Pre-approval pop-up + last 4 of SSN. Instant approval for $6.5k BUT it was a hard pull. I called the 3 CRAs and Equifax confirmed there was a hard inquiry.

Jan 30, 2021 · The 1980's called a couple of months ago, asking for their master bathroom back, so I agreed. After all, they got their hall bath back in April, soon after 19 began. I wanted a slightly different look, with a bench style vanity, stone vessel top with a river stone sink, and a bronze single-lever faucet, which was all on Wayfair.